The Role of Microfinance Services on Increasing Revenue of COOPEC COMICOKA Members, Rwanda (2010-2015)

Jean Bosco Harelimana


The main aim of the study is to find out the role of microfinance ‘services on increasing revenue of COMICOKA'
members. With access to these financial savings and credit services, members can start new businesses or improve
on the existing businesses and engage in any other productive activities as well as learning how to use money wisely
and consequently improve on their revenue. Both primary and secondary data were collected then analyzed through
MFI Factsheet, SPSS version 16.0 tools (Pearson correlation, and multi regression analysis), so that the correlation
and strength between variables can have been determined.
The findings revealed that savings services were moderately favorable to members and correlation results indicates
there is a strong positive relationship between savings services and members’ income (r=0.784, sig=0.000). There is
a strong positive relationship between credit services and members’ revenue (r=0.591, sig=0.000). From the findings,
the study concludes that savings and credit at COMICOKA have got a significant effect on members’ revenue. Both
savings and credit services are significantly correlated with members’ revenue and significantly predict member’
revenue. Both savings and credit services were rated moderately.

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Management and Organizational Studies  ISSN 2330-5495 (Print)  ISSN 2330-5509 (Online)

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