Core Competences and Optimising Bank Capital Management in Nigeria

Andrew O Agbada, Deborah O Odejimi


This study explores empirically how Core Competences predicts efficient bank capital management in the Nigerian banking industry. We adopted Competence predictors namely, knowledge, skill and attitude as our independent variables and Return on Capital Employed (ROCE), the common method of measuring the size of returns derived from capital funds as our dependent variable. The empirical evidence obtained revealed a dwindling state of employees’ core competences, meaning that the necessary knowledge, skill and attitude required to efficiently manage bank capital were lacking in a good proportion of employees under investigation. Of course, the empirical results may be the reflection of the recruitment strategy that undermined professionalism in academic qualification of bank employees which has been prevalent in the industry from the 1980s and may also serve as a lesson for relevant authorities in the industry.

Full Text:



This journal is licensed under a Creative Commons Attribution 4.0 License.

International Journal of Financial Research
ISSN 1923-4023(Print)ISSN 1923-4031(Online)


Copyright © Sciedu Press

To make sure that you can receive messages from us, please add the '' domain to your e-mail 'safe list'. If you do not receive e-mail in your 'inbox', check your 'bulk mail' or 'junk mail' folders.